Maryland VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes — all in one place.
Downloadable PDFs
- The MD VA Loan Playbook — 30+ page guide to using VA financing in Maryland. Covers eligibility, calculations, MD-specific advantages (the full disabled-Veteran property tax exemption, Maryland Mortgage Program down payment assistance), PCS-season tactics, VA appraisal, refinancing, and pitfalls.
- MD Veteran Money-Saving Guide — quarterly-updated 20-page guide to MD + federal veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price — base + rank → max MD home price
- Funding Fee Calculator — first use vs subsequent + disability waiver
- PITI Payment Calculator — full monthly with MD county property tax + insurance + HOA
- Max $0-Down Purchase Calculator — income → max VA home price at 41% DTI guideline
- Disabled Veteran Tax Savings Calculator — full property tax exemption $ savings
- IRRRL Recoupment Calculator — 36-month VA rule pass/fail
- Disability Gross-Up Calculator — 25% boost to qualifying income
- Residual Income Calculator — VA's Northeast region 2026 thresholds
- All calculators in one place
Core MD VA loan guides
- Home — site index + base routing
- Eligibility — COE, service requirements, entitlement
- 2026 MD Loan Limits — all 15 counties + jumbo
- Disabled Veteran Property Tax Exemption — full exemption deep dive
- Funding Fee + Waiver — 10%+ disability waiver
- IRRRL Streamline Refi
- First-Time VA Buyer
- Assumable VA Loans
MD-specialist content (zero-national-coverage)
- MD DPA + VA Stacker — Maryland Mortgage Program 1st Time Advantage, Flex, and $6,000 DPA with Partner Match layering
- VA Construction Loans in MD — single-close vs two-close + MD builder list
- Snowbird to MD resident — occupancy + tax residency transition (ask Mike directly)
- Tribal Lands + NADL — Maryland tribal communities + Native American Direct Loan
- Master-planned community VA status — Maple Lawn, Two Rivers, Tanyard Cove, and similar communities (Mike runs pre-offer checks)
- Hurricane + Flood Insurance Reality — Ocean City, Eastern Shore, Chesapeake Bay
- Baltimore vs Annapolis vs Frederick — MD metro comparison
- PCS-season playbook — peak-season buyer competition tactics (ask Mike)
- MD Retiring Veteran Guide — a top retirement state for Veterans
- VA Loan Glossary — 75+ MD-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Joint Base Andrews — 316th Wing, Air Force One, Bethesda
- Fort Meade — NSA, Cyber Command, Glen Burnie
- NAS Patuxent River — Naval Air Systems Command, test wings
- Aberdeen Proving Ground — Army research + ordnance, Bel Air
City guides
Veteran discounts
- Statewide MD veteran discounts — state programs + federal benefits + national chains
- Baltimore metro discounts
- Annapolis area discounts
- Aberdeen + Aberdeen Proving Ground discounts
Free services
- MD VA Credit Tune-Up — free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check — 3-step intake, no credit pull
Connect with Mike
- About Mike — credentials, NMLS, philosophy
- Contact — phone, email, contact form
- For Real Estate Agents — Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access — verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov) — official VA loan documentation
- MD Department of Veterans & Military Families — state Veteran programs
- Maryland Mortgage Program (MMP) — 1st Time Advantage, Flex, and $6,000 DPA with Partner Match
- Maryland State Department of Assessments and Taxation — disabled-Veteran property tax exemption